HSBC UK Bank plc vs Virgin Money UK PLC

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AA-BBB+BBBJan 2016Jul 2026HSBC UK Bank plc — 15 Jan 2016: A+HSBC UK Bank plc — 27 Jan 2026: AA-HSBC UK Bank plc — 10 Jul 2026: AA-AA-Virgin Money UK PLC — 15 Jan 2016: BBB+Virgin Money UK PLC — 15 Mar 2019: A-Virgin Money UK PLC — 15 Jun 2019: A-Virgin Money UK PLC — 03 Apr 2026: A-A-
HSBC UK Bank plcVirgin Money UK PLC
HSBC UK Bank plc
Virgin Money UK PLC
Comparison Summary
Metric HSBC UK Bank plc Virgin Money UK PLC Difference
Credit Rating AA- A- HSBC UK Bank plc rated ~3 notches higher
Normalized Score 83 68

+15 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Positive Stable Different
Trend
Same
Investment Grade Yes Yes Same
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