UK Banks with Declining Ratings

British banks whose credit ratings have declined compared to their previous assessment. Monitor changes in bank financial stability.

69

TOTAL BANKS

22

INVESTMENT GRADE

15

IMPROVING

6

DECLINING

6445

NEWS
Rating History - Declining Banks
20162017201820192020202120222023202420252026
Bank of Scotland plcAA-
HSBC UK Bank plcA+A+A+A+A+A+A+A+A+A+AA-
Barclays Bank UK PLCAAAA+A+A+A+A+A+A+A+
Nationwide Building SocietyA+A+A+A+A+A+A+A+A+A+A+
Standard Chartered BankAAAA+A+A+A+A+A+A+A+
Santander UK plcAAAA+A+A+A+A+A+A+A+
Weaker Stronger
Bank Name Rating Agencies Outlook Trend Last Updated Actions
AA-

S&P, Moody's, Fitch

—

19 Jul 2026

AA-

S&P, Moody's, Fitch

Positive

19 Jul 2026

A+

S&P, Moody's, Fitch

Stable

19 Jul 2026

A+

S&P, Moody's, Fitch

Stable

19 Jul 2026

A+

S&P, Moody's, Fitch

—

19 Jul 2026

A+

S&P, Moody's, Fitch

Stable

12 Oct 2026

B

Bank of Scotland plc

S&P, Moody's, Fitch | 19 Jul
AA-

—

H

HSBC UK Bank plc

S&P, Moody's, Fitch | 19 Jul
AA-
Positive
B

Barclays Bank UK PLC

S&P, Moody's, Fitch | 19 Jul
A+
Stable
N

Nationwide Building Society

S&P, Moody's, Fitch | 19 Jul
A+
Stable
S

Standard Chartered Bank

S&P, Moody's, Fitch | 19 Jul
A+

—

S

Santander UK plc

S&P, Moody's, Fitch | 12 Oct
A+
Stable