Best UK Banks by Credit Rating

UK banks ranked by credit rating from Fitch, Moody's and S&P

Why credit ratings matter for all products: Credit ratings from agencies like Fitch, Moody's and S&P assess a bank's ability to meet its financial obligations. Higher-rated banks are considered lower risk.

Top Rated Banks for All Products (by Credit Rating)
Investment Grade Banks for All Products

28 out of 34 banks in this category hold investment grade ratings.

Investment Grade (28)

Handelsbanken (AA)
Bank of Scotland plc (AA-)
Coutts & Company (AA-)
HSBC UK Bank plc (AA-)
Lloyds Bank plc (AA-)
NatWest (AA-)
Royal Bank of Scotland (AA-)
Sainsbury's Bank Plc (AA-)
Barclays Bank UK PLC (A+)
Nationwide Building Society (A+)
... and 18 more

Below Investment Grade (6)

Monzo Bank Ltd (BB+)
Secure Trust Bank PLC (BB+)
Shawbrook Bank Limited (BB+)
Atom Bank plc (BB)
Metro Bank PLC (BB-)
Vanquis Bank Limited (BB-)