Investec Bank plc Credit Rating
Investec Bank plc does not currently have a public long-term credit rating from the major agencies, so no rating is shown here. That is common among smaller and newer UK banks and is not in itself a sign of financial weakness — ratings are typically sought by institutions that raise debt in wholesale markets. Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per banking licence (the limit rose from £85,000 on 1 December 2025). Where several brands share a single banking licence, that £120,000 limit is shared across those brands rather than applying to each one separately.
Rating History
Market signals, ownership and group accounts
Short positions: no disclosed net short position in the listed group's shares on the FCA's list (checked 18 October 2026).
Only positions of 0.5% or more per holder are disclosed, so this is a floor. Above 2% to 3% is unusual for a UK bank; it is a view on the listed group's shares, not on deposit safety, which the FSCS covers regardless.Shareholding changes disclosed under the FCA's major-holdings rules in the last two years (listed group's shares):
| Date | Holder | From | To |
|---|---|---|---|
| 15 Jul 2026 | Public Investment Corporation | 11.93% | 10.88% ▼ |
| 6 Jul 2026 | Public Investment Corporation | 12.69% | 11.93% ▼ |
| 10 Apr 2026 | Allan Gray Proprietary Limited on behalf of their clients | 3.05% | 2.98% ▼ |
| 20 Jan 2026 | Allan Gray Proprietary Limited | 2.90% | 3.05% ▲ |
| 26 Nov 2025 | PUBLIC INVESTMENT CORPORATION SOC LIMITED | 13.22% | 12.69% ▼ |
| 23 Sep 2025 | BlackRock, Inc | 5.00% | 6.93% ▲ |
| 14 Jul 2025 | PUBLIC INVESTMENT CORPORATION SOC LIMITED | 14.92% | 13.22% ▼ |
| 19 Jun 2025 | BlackRock, Inc | 5.00% | 5.00% ▼ |
| Fiscal year | Profit before tax | Net income | Total assets | Equity | Dividends paid |
|---|---|---|---|---|---|
| Mar 2026 | £414m | £341m | £32.0bn | £3.7bn | — |
| Mar 2024 | £404m | £706m | £30.1bn | £3.5bn | — |
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Frequently asked questions about Investec Bank plc
Is Investec Bank plc safe?
Investec Bank plc has no public long-term credit rating from the major agencies, so there is no rating to assess here. A missing rating is not evidence of weakness — many smaller and newer UK banks simply do not seek one. Separately, Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per banking licence (the limit rose from £85,000 on 1 December 2025). Where several brands share a single banking licence, that £120,000 limit is shared across those brands rather than applying to each one separately. This page is information about published credit ratings, not financial advice.
What is Investec Bank plc's credit rating?
Investec Bank plc does not have a publicly available long-term issuer credit rating from S&P, Moody's or Fitch.
Is Investec Bank plc covered by the FSCS?
Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per banking licence (the limit rose from £85,000 on 1 December 2025). Where several brands share a single banking licence, that £120,000 limit is shared across those brands rather than applying to each one separately. Investec Bank plc is recorded with FCA reference 172330. Because protection follows the banking licence rather than the brand, check the current position and which brands share a licence on the FSCS website before relying on it.
Who owns Investec Bank plc?
Investec Bank plc is owned by Investec plc (public). Ownership matters for credit ratings because agencies often factor in the likelihood of support from a parent group, and because brands under the same banking licence share a single FSCS limit.