Investment Grade UK Banks

UK banks with credit ratings of BBB- or higher from major rating agencies, indicating lower credit risk and strong financial stability.

TOTAL BANKS

INVESTMENT GRADE

IMPROVING

DECLINING

NEWS

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026
Handelsbanken											AA
Bank of Scotland plc											AA-
Coutts & Company											AA-
HSBC UK Bank plc	A+	A+	A+	A+	A+	A+	A+	A+	A+	A+	AA-
Lloyds Bank plc	A	A	A+	A+	A+	A+	A+	A+	A+	A+	AA-
NatWest	A-	A-	A	A	A+	A+	A+	A+	A+	A+	AA-
Royal Bank of Scotland											AA-
Sainsbury's Bank Plc											AA-
Barclays Bank UK PLC	A	A	A	A+	A+	A+	A+	A+	A+	A+	A+
Nationwide Building Society	A+	A+	A+	A+	A+	A+	A+	A+	A+	A+	A+
Standard Chartered Bank	A	A	A	A+	A+	A+	A+	A+	A+	A+	A+
Tesco Bank											A+
Santander UK plc	A	A	A	A+	A+	A+	A+	A+	A+	A+	A+
Co-operative Bank plc	B	B+	B+	BB-	BB-	BB-	BB-	BB-	BB-	BB-	A
Coventry Building Society											A
Skipton Building Society											A
TSB Bank plc	A-	A-	A-	A-	A-	A-	A-	A-	A-	A-	A
Yorkshire Building Society											A
Clydesdale Bank PLC	BBB	BBB	BBB+	BBB+	BBB+	BBB+	BBB+	BBB+	BBB+	BBB+	A-
Leeds Building Society											A-
Virgin Money UK PLC	BBB+	BBB+	BBB+	A-	A-	A-	A-	A-	A-	A-	A-
Yorkshire Bank	BBB	BBB	BBB+	BBB+	BBB+	BBB+	BBB+	BBB+	BBB+	BBB+	A-

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Sort By

Bank Name	Rating	Agencies	Outlook	Last Updated
H Handelsbanken	AA	S&P, Moody's, Fitch	—	10 Jul 2026
B Bank of Scotland plc	AA-	S&P, Moody's, Fitch	—	19 Jul 2026
C Coutts & Company	AA-	S&P, Moody's, Fitch	Stable	10 Jul 2026
H HSBC UK Bank plc	AA-	S&P, Moody's, Fitch	Positive	19 Jul 2026
L Lloyds Bank plc	AA-	S&P, Moody's, Fitch	—	19 Jul 2026
N NatWest	AA-	S&P, Moody's, Fitch	Stable	19 Jul 2026
R Royal Bank of Scotland	AA-	S&P, Moody's, Fitch	Stable	10 Jul 2026
S Sainsbury's Bank Plc	AA-	S&P, Moody's, Fitch	Stable	10 Jul 2026
B Barclays Bank UK PLC	A+	S&P, Moody's, Fitch	Stable	19 Jul 2026
N Nationwide Building Society	A+	S&P, Moody's, Fitch	Stable	19 Jul 2026
S Standard Chartered Bank	A+	S&P, Moody's, Fitch	—	19 Jul 2026
T Tesco Bank	A+	S&P, Moody's, Fitch	Stable	10 Jul 2026
S Santander UK plc	A+	S&P, Moody's, Fitch	Stable	12 Oct 2026
T TSB Bank plc	A+	Moody's	Stable	15 Oct 2026
C Co-operative Bank plc	A	Moody's, Fitch	Stable	14 Jul 2026
C Coventry Building Society	A	Moody's, Fitch	Stable	12 Oct 2026
S Skipton Building Society	A	Moody's, Fitch	—	12 Oct 2026
Y Yorkshire Building Society	A	Moody's, Fitch	Stable	12 Oct 2026
C Clydesdale Bank PLC	A-	S&P, Fitch	Stable	12 Oct 2026
L Leeds Building Society	A-	Moody's, Fitch	Stable	12 Oct 2026
V Virgin Money UK PLC	A-	S&P, Fitch	Stable	12 Oct 2026
Y Yorkshire Bank	A-	S&P, Fitch	Stable	12 Oct 2026