Goldman Sachs International Bank Credit Rating
Goldman Sachs International Bank holds a blended long-term credit rating of A+ — the "High Grade" band, which is investment grade, with a positive outlook. That figure combines the latest long-term issuer ratings from S&P, Moody's, Fitch onto a single comparable scale, and indicates a strong capacity to meet its financial commitments. Goldman Sachs International Bank is owned by The Goldman Sachs Group, Inc. (listed), via Goldman Sachs Group UK Ltd. A credit rating measures an institution's ability to meet its financial obligations — it is an opinion, not a guarantee, and it is separate from deposit protection.
Brands that trade under this licence and share its rating and FSCS limit: Marcus by Goldman Sachs
Goldman Sachs International Bank
FCA: 124659
24 October 2026
1973
The Goldman Sachs Group, Inc. (listed), via Goldman Sachs Group UK Ltd
Who owns which UK bankGoldman Sachs International Bank credit ratings by agency
| Agency | Long-term rating | Outlook | Last confirmed |
|---|---|---|---|
| Fitch Ratings | AA- | Positive | 24 Oct 2026 |
| Moody's | A1 | Stable | 24 Oct 2026 |
| S&P Global Ratings | A+ | Stable | 24 Oct 2026 |
Rating History Chart
Rating History
| Date | Rating | Agencies |
|---|---|---|
24 Oct 2026 |
S&P, Moody's, Fitch |
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Frequently asked questions about Goldman Sachs International Bank
Is Goldman Sachs International Bank safe?
Goldman Sachs International Bank currently holds a blended long-term credit rating of A+, which is investment grade and indicates a strong capacity to meet its financial commitments. A credit rating is an independent opinion on an institution's ability to meet its financial obligations; it is not a guarantee and can change. Separately, Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per banking licence (the limit rose from £85,000 on 1 December 2025). Where several brands share a single banking licence, that £120,000 limit is shared across those brands rather than applying to each one separately. This page is information about published credit ratings, not financial advice.
What is Goldman Sachs International Bank's credit rating?
Goldman Sachs International Bank has a blended long-term credit rating of A+, with a positive outlook. This blends the most recent long-term issuer ratings from S&P, Moody's, Fitch, mapped onto a common scale so ratings expressed in different agencies' notation can be compared directly.
Is Goldman Sachs International Bank covered by the FSCS?
Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per banking licence (the limit rose from £85,000 on 1 December 2025). Where several brands share a single banking licence, that £120,000 limit is shared across those brands rather than applying to each one separately. Goldman Sachs International Bank is recorded with FCA reference 124659. Because protection follows the banking licence rather than the brand, check the current position and which brands share a licence on the FSCS website before relying on it.
Who owns Goldman Sachs International Bank?
The Marcus UK website says "Marcus by Goldman Sachs is a registered trademark and trading name of Goldman Sachs International Bank" (company 01122503). That bank (FRN 124659) appears on the PRA list of banks for October 2026, and its PSC is Goldman Sachs Group UK Limited. No sale of Marcus UK to Barclays or any other buyer was found in October 2026. Goldman sold US Marcus loans to Varde in 2023, and press reports linking Barclays to Goldman concern the US General Motors credit card programme, not Marcus UK.
What does a A+ credit rating mean?
A+ sits in the "High Grade" band, indicating a strong capacity to meet its financial commitments. Ratings of BBB- (or Baa3 on Moody's scale) and above are considered investment grade; anything below that is regarded as speculative, sometimes called "high yield". Ratings are reviewed periodically and can be upgraded or downgraded.
What is Goldman Sachs International Bank's Fitch rating?
Fitch rates Goldman Sachs International Bank AA- (long-term) with a positive outlook, as read from the bank's own published disclosures and last confirmed on 24 October 2026. Together with the other agencies' ratings this gives the blended A+ shown on this page.
What is Goldman Sachs International Bank's Moody's rating?
Moody's rates Goldman Sachs International Bank A1 (long-term) with a stable outlook, as read from the bank's own published disclosures and last confirmed on 24 October 2026. Together with the other agencies' ratings this gives the blended A+ shown on this page.
What is Goldman Sachs International Bank's S&P rating?
S&P rates Goldman Sachs International Bank A+ (long-term) with a stable outlook, as read from the bank's own published disclosures and last confirmed on 24 October 2026. Together with the other agencies' ratings this gives the blended A+ shown on this page.
When did Goldman Sachs International Bank's credit rating last change?
Goldman Sachs International Bank's blended rating has stood at A+ since 24 October 2026, the most recent change in our records. Ratings are re-checked automatically and this page updates when an agency revises its assessment.