Best UK Banks for Current Accounts by Credit Rating

Compare UK banks offering current accounts ranked by financial strength

Why credit ratings matter for current accounts: Your current account bank handles your everyday money. A strong credit rating suggests the bank is well-managed and financially sound, reducing the risk of disruption to your banking services.

Top Rated Banks for Current Accounts (by Credit Rating)

Investment Grade Banks for Current Accounts

30 out of 35 banks in this category hold investment grade ratings.

Investment Grade (30)

Handelsbanken (AA)

HSBC UK Bank plc (AA-)

Bank of Scotland plc (A+)

Chase UK (A+)

Nationwide Building Society (A+)

Standard Chartered Bank (A+)

CAF Bank Ltd (A)

Coutts & Company (A)

Danske Bank (A)

EFG Private Bank Limited (A)

... and 20 more

Below Investment Grade (5)

Monzo Bank Ltd (BB+)

Secure Trust Bank PLC (BB+)

Atom Bank plc (BB)

Co-operative Bank plc (BB-)

Metro Bank PLC (BB-)

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