Best UK Banks for Fixed Term Deposits by Credit Rating

Safest UK banks for fixed term deposits based on credit agency ratings

Why credit ratings matter for fixed term deposits: Fixed term deposits lock your money away for a set period. Choosing a highly-rated bank ensures your deposit is with a stable institution throughout the term.

Top Rated Banks for Fixed Term Deposits (by Credit Rating)

Investment Grade Banks for Fixed Term Deposits

28 out of 34 banks in this category hold investment grade ratings.

Investment Grade (28)

Handelsbanken (AA)

Bank of Scotland plc (AA-)

Coutts & Company (AA-)

HSBC UK Bank plc (AA-)

Lloyds Bank plc (AA-)

NatWest (AA-)

Royal Bank of Scotland (AA-)

Sainsbury's Bank Plc (AA-)

Barclays Bank UK PLC (A+)

Nationwide Building Society (A+)

... and 18 more

Below Investment Grade (6)

Monzo Bank Ltd (BB+)

Secure Trust Bank PLC (BB+)

Shawbrook Bank Limited (BB+)

Atom Bank plc (BB)

Metro Bank PLC (BB-)

Vanquis Bank Limited (BB-)

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