Best UK Banks for Fixed Term Deposits by Credit Rating

Safest UK banks for fixed term deposits based on credit agency ratings

Why credit ratings matter for fixed term deposits: Fixed term deposits lock your money away for a set period. Choosing a highly-rated bank ensures your deposit is with a stable institution throughout the term.

Top Rated Banks for Fixed Term Deposits (by Credit Rating)
Investment Grade Banks for Fixed Term Deposits

30 out of 35 banks in this category hold investment grade ratings.

Investment Grade (30)

Handelsbanken (AA)
HSBC UK Bank plc (AA-)
Bank of Scotland plc (A+)
Chase UK (A+)
Nationwide Building Society (A+)
Standard Chartered Bank (A+)
CAF Bank Ltd (A)
Coutts & Company (A)
Danske Bank (A)
EFG Private Bank Limited (A)
... and 20 more

Below Investment Grade (5)

Monzo Bank Ltd (BB+)
Secure Trust Bank PLC (BB+)
Atom Bank plc (BB)
Co-operative Bank plc (BB-)
Metro Bank PLC (BB-)
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