Best UK Banks for Business Banking by Credit Rating

Business banking providers ranked by financial stability and credit rating

Why credit ratings matter for business banking: Business banking relationships often involve credit facilities and complex services. A financially strong bank is better positioned to support your business growth long-term.

Top Rated Banks for Business Banking (by Credit Rating)

Investment Grade Banks for Business Banking

28 out of 34 banks in this category hold investment grade ratings.

Investment Grade (28)

Handelsbanken (AA)

Bank of Scotland plc (AA-)

Coutts & Company (AA-)

HSBC UK Bank plc (AA-)

Lloyds Bank plc (AA-)

NatWest (AA-)

Royal Bank of Scotland (AA-)

Sainsbury's Bank Plc (AA-)

Barclays Bank UK PLC (A+)

Nationwide Building Society (A+)

... and 18 more

Below Investment Grade (6)

Monzo Bank Ltd (BB+)

Secure Trust Bank PLC (BB+)

Shawbrook Bank Limited (BB+)

Atom Bank plc (BB)

Metro Bank PLC (BB-)

Vanquis Bank Limited (BB-)

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