Lloyds Bank plc vs Virgin Money UK PLC

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AA-BBB+BBBJan 2016Jul 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-Virgin Money UK PLC — 15 Jan 2016: BBB+Virgin Money UK PLC — 15 Mar 2019: A-Virgin Money UK PLC — 15 Jun 2019: A-Virgin Money UK PLC — 03 Apr 2026: A-A-
Lloyds Bank plcVirgin Money UK PLC
Lloyds Bank plc
Virgin Money UK PLC
Comparison Summary
Metric Lloyds Bank plc Virgin Money UK PLC Difference
Credit Rating AA- A- Lloyds Bank plc rated ~3 notches higher
Normalized Score 83 68

+15 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Stable Stable Same
Trend
Different
Investment Grade Yes Yes Same
Compare with Other Banks

Select another bank to compare: