Co-operative Bank plc vs Santander UK plc

Side-by-side credit rating comparison of these two UK banks

C
Co-operative Bank plc
Credit Rating
A
Normalized Score

75 / 100

Agencies

Moody's, Fitch

Outlook
Stable
Last Updated

14 July 2026

VS
S
Santander UK plc
Higher Rated
Credit Rating
A+
Normalized Score

80 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

C
Co-operative Bank plc
Credit Rating
A
Score
75 / 100
Agencies

Moody's, Fitch

Outlook
Stable
S
Santander UK plc
Higher Rated
Credit Rating
A+
Score
80 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA-A+AA-BBB+BBBBBB-BB+BBBB-B+BB-Jan 2016Jul 2026Co-operative Bank plc — 15 Jan 2016: BCo-operative Bank plc — 15 Sep 2017: B+Co-operative Bank plc — 15 Jun 2019: BB-Co-operative Bank plc — 10 Jul 2026: BBB-Co-operative Bank plc — 14 Jul 2026: AASantander UK plc — 15 Jan 2016: ASantander UK plc — 15 Mar 2019: A+Santander UK plc — 10 Jul 2026: A+A+
Co-operative Bank plcSantander UK plc
Co-operative Bank plc
Santander UK plc
Comparison Summary
Metric Co-operative Bank plc Santander UK plc Difference
Credit Rating A A+ Santander UK plc rated ~1 notch higher
Normalized Score 75 80

-5 points

Agencies Moody's, Fitch S&P, Moody's, Fitch Different
Outlook Stable Stable Same
Trend Different
Investment Grade Yes Yes Same
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