Metro Bank PLC vs Virgin Money UK PLC

Side-by-side credit rating comparison of these two UK banks

M
Metro Bank PLC
Credit Rating
BB
Normalized Score

45 / 100

Agencies

Fitch

Outlook
Positive
Last Updated

15 August 2026

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VS
V
Virgin Money UK PLC
Higher Rated
Credit Rating
A-
Normalized Score

70 / 100

Agencies

S&P, Fitch

Outlook
Stable
Last Updated

12 October 2026

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M
Metro Bank PLC
Credit Rating
BB
Score
45 / 100
Agencies

Fitch

Outlook
Positive
V
Virgin Money UK PLC
Higher Rated
Credit Rating
A-
Score
70 / 100
Agencies

S&P, Fitch

Outlook
Stable
Swipe to compare
Metro Bank PLC Details Virgin Money UK PLC Details
Rating History Comparison
AA-BBB+BBBBBB-BB+BBBB-B+BJan 2016Oct 2026Metro Bank PLC — 15 Jun 2016: BB+Metro Bank PLC — 15 Sep 2019: BBMetro Bank PLC — 20 Apr 2020: BB-Metro Bank PLC — 15 Oct 2023: B+Metro Bank PLC — 27 Jan 2026: BB-Metro Bank PLC — 15 Aug 2026: BBBBVirgin Money UK PLC — 15 Jan 2016: BBB+Virgin Money UK PLC — 15 Mar 2019: A-Virgin Money UK PLC — 15 Jun 2019: A-Virgin Money UK PLC — 03 Apr 2026: A-Virgin Money UK PLC — 12 Oct 2026: A-A-
Metro Bank PLCVirgin Money UK PLC
Metro Bank PLC
Virgin Money UK PLC
Comparison Summary
Metric Metro Bank PLC Virgin Money UK PLC Difference
Credit Rating BB A- Virgin Money UK PLC rated ~5 notches higher
Normalized Score 45 70

-25 points

Agencies Fitch S&P, Fitch Different
Outlook Positive Stable Different
Trend Same
Investment Grade No Yes Different
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