Monzo Bank Ltd vs Virgin Money UK PLC

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
4050607080 Jan 16Mar 19Apr 20Jun 23Feb 26
Monzo Bank Ltd
Virgin Money UK PLC
Rating Scale
AA 90
A+ 80
A- 70
BBB 60
BB+ 50
BB- 40
Monzo Bank Ltd
Virgin Money UK PLC
Comparison Summary
Metric Monzo Bank Ltd Virgin Money UK PLC Difference
Credit Rating BB+ A Virgin Money UK PLC rated ~5 notches higher
Normalized Score 50 75

-25 points

Rating Agency Fitch Ratings Unknown Different
Outlook Stable N/A Different
Trend
Same
Investment Grade No Yes Different
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