Royal Bank of Scotland vs Standard Chartered Bank

Side-by-side credit rating comparison of these two UK banks

R
Royal Bank of Scotland
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

10 July 2026

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VS
S
Standard Chartered Bank
Credit Rating
A+
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

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R
Royal Bank of Scotland
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
S
Standard Chartered Bank
Credit Rating
A+
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

Swipe to compare
Royal Bank of Scotland Details Standard Chartered Bank Details
Rating History Comparison
AA-A+AA-Jan 2016Jul 2026Royal Bank of Scotland — 09 Jul 2026: ARoyal Bank of Scotland — 10 Jul 2026: AA-AA-Standard Chartered Bank — 15 Jan 2016: A+Standard Chartered Bank — 15 Jun 2016: AStandard Chartered Bank — 15 Jun 2019: A+Standard Chartered Bank — 10 Jul 2026: A+A+
Royal Bank of ScotlandStandard Chartered Bank
Royal Bank of Scotland
Standard Chartered Bank
Comparison Summary
Metric Royal Bank of Scotland Standard Chartered Bank Difference
Credit Rating AA- A+ Royal Bank of Scotland rated ~0 notches higher
Normalized Score 83 82

+1 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Stable N/A Different
Trend Different
Investment Grade Yes Yes Same
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