Santander UK plc vs Skipton Building Society

Side-by-side credit rating comparison of these two UK banks

S
Santander UK plc
Higher Rated
Credit Rating
A+
Normalized Score

80 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

VS
S
Skipton Building Society
Credit Rating
A
Normalized Score

75 / 100

Agencies

Moody's, Fitch

Outlook

—

Last Updated

12 October 2026

S
Santander UK plc
Higher Rated
Credit Rating
A+
Score
80 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
S
Skipton Building Society
Credit Rating
A
Score
75 / 100
Agencies

Moody's, Fitch

Outlook

—

Swipe to compare
Rating History Comparison
AA-A+AA-Jan 2016Oct 2026Santander UK plc — 15 Jan 2016: ASantander UK plc — 15 Mar 2019: A+Santander UK plc — 10 Jul 2026: A+A+Skipton Building Society — 12 Oct 2026: AA
Santander UK plcSkipton Building Society
Santander UK plc
Skipton Building Society
Comparison Summary
Metric Santander UK plc Skipton Building Society Difference
Credit Rating A+ A Santander UK plc rated ~1 notch higher
Normalized Score 80 75

+5 points

Agencies S&P, Moody's, Fitch Moody's, Fitch Different
Outlook Stable N/A Different
Trend Different
Investment Grade Yes Yes Same
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