Norwich & Peterborough Credit Rating
Norwich & Peterborough is not a bank in its own right: it is a trading name of Yorkshire Building Society (FCA firm reference 106085), part of Yorkshire Building Society. Credit rating agencies rate the licence holder, not the brand, so Norwich & Peterborough has no rating of its own. Yorkshire Building Society currently holds a blended long-term credit rating of A, which is investment grade; that is the rating shown on this page. Norwich & Peterborough Building Society (N&P) was formed in 1986 and merged into Yorkshire Building Society on 1 November 2011. The Society retired the N&P brand in 2017; N&P remains a trading name of Yorkshire Building Society for existing customers. A credit rating is an opinion on an institution's ability to meet its obligations, not a guarantee, and it is separate from deposit protection.
Yorkshire Building Society
FCA: 106085
24 October 2026
1864
Yorkshire Building Society credit ratings by agency
| Agency | Long-term rating | Outlook | Last confirmed |
|---|---|---|---|
| Fitch Ratings | A | Stable | 12 Oct 2026 |
| Moody's | A2 | Stable | 12 Oct 2026 |
Rating History Chart
Rating History
| Date | Rating | Agencies |
|---|---|---|
12 Oct 2026 |
Moody's, Fitch |
Service record: complaints, incidents and customer survey
Complaints: in the FCA's 2026 H1 file (January 2026 to June 2026), Yorkshire Building Society received 2,336 banking and credit-card complaints, 0.66 per 1,000 accounts. The bank upheld 77% of those it closed and closed 28% within three days. The previous period was 0.52 per 1,000, so complaints rose. Compare all banks.
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Frequently asked questions about Norwich & Peterborough
Is Norwich & Peterborough safe?
Norwich & Peterborough operates under Yorkshire Building Society's banking licence, and Yorkshire Building Society holds a blended long-term credit rating of A, which is investment grade. A rating is an independent opinion on the institution's ability to meet its obligations; it is not a guarantee and can change. Separately, eligible deposits with UK-authorised banks and building societies are protected by the FSCS up to £120,000 per person per banking licence. This page is information about published credit ratings, not financial advice.
What is Norwich & Peterborough's credit rating?
Norwich & Peterborough has no rating of its own. Its licence holder, Yorkshire Building Society, has a blended long-term credit rating of A from Moody's, Fitch; the per-agency figures are shown above.
Which bank is Norwich & Peterborough part of?
Norwich & Peterborough is a trading name of Yorkshire Building Society, FCA firm reference 106085, part of Yorkshire Building Society. Norwich & Peterborough Building Society (N&P) was formed in 1986 and merged into Yorkshire Building Society on 1 November 2011. The Society retired the N&P brand in 2017; N&P remains a trading name of Yorkshire Building Society for existing customers.
Does Norwich & Peterborough share an FSCS limit with Yorkshire Building Society or Chelsea Building Society?
Yes. Norwich & Peterborough and Yorkshire Building Society and Chelsea Building Society all sit under Yorkshire Building Society's licence, so money held across them counts towards one £120,000 limit per person, not one limit each.