Barclays Bank PLC vs Standard Chartered Bank
Barclays Bank has a blended long-term credit rating of A+ and Standard Chartered Bank A+, the same grade. Barclays Bank and Standard Chartered Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Barclays Bank PLC
S&P, Moody's, Fitch
Standard Chartered Bank
S&P, Moody's, Fitch
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Rating History Comparison
Comparison Summary
| Metric | Barclays Bank PLC | Standard Chartered Bank | Difference |
|---|---|---|---|
| Credit Rating | A+ | A+ | Same grade |
| Normalized Score | 82 | 82 | Equal |
| Agencies | S&P, Moody's, Fitch | S&P, Moody's, Fitch | Same |
| Outlook | Stable | N/A | Different |
| Trend | NEW |
Different | |
| Investment Grade | Yes | Yes | Same |
Service record and deposit protection
| Measure | Barclays Bank | Standard Chartered Bank |
|---|---|---|
| Would recommend for overall service (CMA survey, Aug 2026, personal, GB) | not surveyed | not surveyed |
| Would recommend for online and mobile banking | not surveyed | not surveyed |
| Banking complaints per 1,000 accounts (FCA) | 9.26 (2026 H1) | not published |
| Complaints upheld by the bank | 55% | not published |
| Major operational or security incidents reported to the FCA, last 12 months | not collected | not collected |
| Banking licence (FCA reference) | 122702 | 114276 |
Barclays Bank and Standard Chartered Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.Frequently asked questions
Is Barclays Bank or Standard Chartered Bank financially stronger?
Barclays Bank has a blended long-term credit rating of A+ and Standard Chartered Bank A+, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.
Do Barclays Bank and Standard Chartered Bank share FSCS protection?
Barclays Bank and Standard Chartered Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
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