Coventry Building Society vs Investec Bank plc

Coventry Building Society has a blended long-term credit rating of A and Investec Bank A, the same grade. Coventry Building Society and Investec Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

C
Coventry Building Society
Credit Rating
A
Normalized Score

75 / 100

Agencies

Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

VS
I
Investec Bank plc
Credit Rating
A
Normalized Score

75 / 100

Agencies

Moody's, Fitch

Outlook
Stable
Last Updated

22 October 2026

C
Coventry Building Society
Credit Rating
A
Score
75 / 100
Agencies

Moody's, Fitch

Outlook
Stable
I
Investec Bank plc
Credit Rating
A
Score
75 / 100
Agencies

Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
A+AA-BBB+BBBBBB-Jan 2016Oct 2026Coventry Building Society — 12 Oct 2026: AAInvestec Bank plc — 15 Jan 2016: BBBInvestec Bank plc — 15 Mar 2023: BBB+Investec Bank plc — 27 Jan 2026: BBBInvestec Bank plc — 22 Oct 2026: AA
Coventry Building SocietyInvestec Bank plc
Coventry Building Society
Investec Bank plc
Comparison Summary
Metric Coventry Building Society Investec Bank plc Difference
Credit Rating A A Same grade
Normalized Score 75 75

Equal

Agencies Moody's, Fitch Moody's, Fitch Same
Outlook Stable Stable Same
Trend Different
Investment Grade Yes Yes Same

Service record and deposit protection

MeasureCoventry Building SocietyInvestec Bank
Would recommend for overall service (CMA survey, Aug 2026, personal, GB) not surveyed not surveyed
Would recommend for online and mobile banking not surveyed not surveyed
Banking complaints per 1,000 accounts (FCA) 1.28 (2025 H2, group figure) not published
Complaints upheld by the bank 60% not published
Major operational or security incidents reported to the FCA, last 12 months not collected not collected
Banking licence (FCA reference) 150892 172330

Coventry Building Society and Investec Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.

Frequently asked questions

Is Coventry Building Society or Investec Bank financially stronger?

Coventry Building Society has a blended long-term credit rating of A and Investec Bank A, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.

Do Coventry Building Society and Investec Bank share FSCS protection?

Coventry Building Society and Investec Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

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