Investec Bank plc vs Skipton Building Society
Investec Bank has a blended long-term credit rating of A and Skipton Building Society A, the same grade. Investec Bank and Skipton Building Society hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Investec Bank plc
Moody's, Fitch
Skipton Building Society
Moody's, Fitch
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Rating History Comparison
Comparison Summary
| Metric | Investec Bank plc | Skipton Building Society | Difference |
|---|---|---|---|
| Credit Rating | A | A | Same grade |
| Normalized Score | 75 | 75 | Equal |
| Agencies | Moody's, Fitch | Moody's, Fitch | Same |
| Outlook | Stable | N/A | Different |
| Trend | Different | ||
| Investment Grade | Yes | Yes | Same |
Service record and deposit protection
| Measure | Investec Bank | Skipton Building Society |
|---|---|---|
| Would recommend for overall service (CMA survey, Aug 2026, personal, GB) | not surveyed | not surveyed |
| Would recommend for online and mobile banking | not surveyed | not surveyed |
| Banking complaints per 1,000 accounts (FCA) | not published | 2.45 (2025 H2) |
| Complaints upheld by the bank | not published | 72% |
| Major operational or security incidents reported to the FCA, last 12 months | not collected | not collected |
| Banking licence (FCA reference) | 172330 | 153706 |
Investec Bank and Skipton Building Society hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.Frequently asked questions
Is Investec Bank or Skipton Building Society financially stronger?
Investec Bank has a blended long-term credit rating of A and Skipton Building Society A, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.
Do Investec Bank and Skipton Building Society share FSCS protection?
Investec Bank and Skipton Building Society hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
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