Barclays Bank PLC vs Goldman Sachs International Bank

Barclays Bank has a blended long-term credit rating of A+ and Goldman Sachs International Bank A+, the same grade. Barclays Bank and Goldman Sachs International Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

B
Barclays Bank PLC
Credit Rating
A+
NEW
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

22 October 2026

VS
G
Goldman Sachs International Bank
Credit Rating
A+
NEW
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

24 October 2026

B
Barclays Bank PLC
Credit Rating
A+
NEW
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
G
Goldman Sachs International Bank
Credit Rating
A+
NEW
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
Swipe to compare
Rating History Comparison
AA-A+Oct 2026Barclays Bank PLC — 22 Oct 2026: A+A+Goldman Sachs International Bank — 24 Oct 2026: A+A+
Barclays Bank PLCGoldman Sachs International Bank
Barclays Bank PLC
Goldman Sachs International Bank
Comparison Summary
Metric Barclays Bank PLC Goldman Sachs International Bank Difference
Credit Rating A+ A+ Same grade
Normalized Score 82 82

Equal

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Stable Positive Different
Trend
NEW
NEW
Same
Investment Grade Yes Yes Same

Service record and deposit protection

MeasureBarclays BankGoldman Sachs International Bank
Would recommend for overall service (CMA survey, Aug 2026, personal, GB) not surveyed not surveyed
Would recommend for online and mobile banking not surveyed not surveyed
Banking complaints per 1,000 accounts (FCA) 9.26 (2026 H1) not published
Complaints upheld by the bank 55% not published
Major operational or security incidents reported to the FCA, last 12 months not collected not collected
Banking licence (FCA reference) 122702 124659

Barclays Bank and Goldman Sachs International Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.

Frequently asked questions

Is Barclays Bank or Goldman Sachs International Bank financially stronger?

Barclays Bank has a blended long-term credit rating of A+ and Goldman Sachs International Bank A+, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.

Do Barclays Bank and Goldman Sachs International Bank share FSCS protection?

Barclays Bank and Goldman Sachs International Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

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