Barclays Bank UK PLC vs Goldman Sachs International Bank
Barclays Bank UK has a blended long-term credit rating of A+ and Goldman Sachs International Bank A+, the same grade. Barclays Bank UK and Goldman Sachs International Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately. In the CMA's August 2026 service quality survey, 61% of Barclays Bank UK's personal customers would recommend it for overall service; Goldman Sachs International Bank is not one of the brands surveyed.
Barclays Bank UK PLC
S&P, Moody's, Fitch
Goldman Sachs International Bank
S&P, Moody's, Fitch
Rating History Comparison
Comparison Summary
| Metric | Barclays Bank UK PLC | Goldman Sachs International Bank | Difference |
|---|---|---|---|
| Credit Rating | A+ | A+ | Same grade |
| Normalized Score | 82 | 82 | Equal |
| Agencies | S&P, Moody's, Fitch | S&P, Moody's, Fitch | Same |
| Outlook | Stable | Positive | Different |
| Trend | NEW |
Different | |
| Investment Grade | Yes | Yes | Same |
Service record and deposit protection
| Measure | Barclays Bank UK | Goldman Sachs International Bank |
|---|---|---|
| Would recommend for overall service (CMA survey, Aug 2026, personal, GB) | 61% (rank 8= of 17) | not surveyed |
| Would recommend for online and mobile banking | 71% (rank 10 of 17) | not surveyed |
| Banking complaints per 1,000 accounts (FCA) | 2.14 (2026 H1) | not published |
| Complaints upheld by the bank | 57% | not published |
| Major operational or security incidents reported to the FCA, last 12 months | 15 (to Jun 2026) | not collected |
| Banking licence (FCA reference) | 759676 | 124659 |
Barclays Bank UK and Goldman Sachs International Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.Frequently asked questions
Is Barclays Bank UK or Goldman Sachs International Bank financially stronger?
Barclays Bank UK has a blended long-term credit rating of A+ and Goldman Sachs International Bank A+, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.
Do Barclays Bank UK and Goldman Sachs International Bank share FSCS protection?
Barclays Bank UK and Goldman Sachs International Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Which has better customer service, Barclays Bank UK or Goldman Sachs International Bank?
In the CMA's August 2026 service quality survey, 61% of Barclays Bank UK's personal customers would recommend it for overall service; Goldman Sachs International Bank is not one of the brands surveyed. A service score reflects customers' experience, not the bank's financial strength.
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