Goldman Sachs International Bank vs Nationwide Building Society

Goldman Sachs International Bank has a blended long-term credit rating of A+ and Nationwide Building Society A+, the same grade. Goldman Sachs International Bank and Nationwide Building Society hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately. In the CMA's August 2026 service quality survey, 75% of Nationwide Building Society's personal customers would recommend it for overall service; Goldman Sachs International Bank is not one of the brands surveyed.

G
Goldman Sachs International Bank
Credit Rating
A+
NEW
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

24 October 2026

VS
N
Nationwide Building Society
Credit Rating
A+
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

10 July 2026

G
Goldman Sachs International Bank
Credit Rating
A+
NEW
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
N
Nationwide Building Society
Credit Rating
A+
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA-A+AJan 2016Oct 2026Goldman Sachs International Bank — 24 Oct 2026: A+A+Nationwide Building Society — 15 Jan 2016: A+Nationwide Building Society — 15 Jun 2018: A+Nationwide Building Society — 15 Nov 2020: A+Nationwide Building Society — 10 Jul 2026: A+A+
Goldman Sachs International BankNationwide Building Society
Goldman Sachs International Bank
Nationwide Building Society
Comparison Summary
Metric Goldman Sachs International Bank Nationwide Building Society Difference
Credit Rating A+ A+ Same grade
Normalized Score 82 82

Equal

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Positive Stable Different
Trend
NEW
Different
Investment Grade Yes Yes Same

Service record and deposit protection

MeasureGoldman Sachs International BankNationwide Building Society
Would recommend for overall service (CMA survey, Aug 2026, personal, GB) not surveyed 75% (rank 3= of 17)
Would recommend for online and mobile banking not surveyed 76% (rank 5= of 17)
Banking complaints per 1,000 accounts (FCA) not published 2.24 (2026 H1)
Complaints upheld by the bank not published 55%
Major operational or security incidents reported to the FCA, last 12 months not collected 3 (to Jun 2026)
Banking licence (FCA reference) 124659 106078

Goldman Sachs International Bank and Nationwide Building Society hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.

Frequently asked questions

Is Goldman Sachs International Bank or Nationwide Building Society financially stronger?

Goldman Sachs International Bank has a blended long-term credit rating of A+ and Nationwide Building Society A+, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.

Do Goldman Sachs International Bank and Nationwide Building Society share FSCS protection?

Goldman Sachs International Bank and Nationwide Building Society hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

Which has better customer service, Goldman Sachs International Bank or Nationwide Building Society?

In the CMA's August 2026 service quality survey, 75% of Nationwide Building Society's personal customers would recommend it for overall service; Goldman Sachs International Bank is not one of the brands surveyed. A service score reflects customers' experience, not the bank's financial strength.

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