Goldman Sachs International Bank vs Tesco Bank

Goldman Sachs International Bank has a blended long-term credit rating of A+ and Tesco Bank A+, the same grade. Goldman Sachs International Bank and Tesco Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

G
Goldman Sachs International Bank
Credit Rating
A+
NEW
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

24 October 2026

VS
T
Tesco Bank
Credit Rating
A+
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

10 July 2026

G
Goldman Sachs International Bank
Credit Rating
A+
NEW
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
T
Tesco Bank
Credit Rating
A+
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA-A+Jul 2026Oct 2026Goldman Sachs International Bank — 24 Oct 2026: A+A+Tesco Bank — 10 Jul 2026: A+A+
Goldman Sachs International BankTesco Bank
Goldman Sachs International Bank
Tesco Bank
Comparison Summary
Metric Goldman Sachs International Bank Tesco Bank Difference
Credit Rating A+ A+ Same grade
Normalized Score 82 82

Equal

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Positive Stable Different
Trend
NEW
Different
Investment Grade Yes Yes Same

Service record and deposit protection

MeasureGoldman Sachs International BankTesco Bank
Would recommend for overall service (CMA survey, Aug 2026, personal, GB) not surveyed not surveyed
Would recommend for online and mobile banking not surveyed not surveyed
Banking complaints per 1,000 accounts (FCA) not published not published
Complaints upheld by the bank not published not published
Major operational or security incidents reported to the FCA, last 12 months not collected not collected
Banking licence (FCA reference) 124659 186022

Goldman Sachs International Bank and Tesco Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.

Frequently asked questions

Is Goldman Sachs International Bank or Tesco Bank financially stronger?

Goldman Sachs International Bank has a blended long-term credit rating of A+ and Tesco Bank A+, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.

Do Goldman Sachs International Bank and Tesco Bank share FSCS protection?

Goldman Sachs International Bank and Tesco Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.

Compare with Other Banks

Select another bank to compare: