Goldman Sachs International Bank vs Tesco Bank
Goldman Sachs International Bank has a blended long-term credit rating of A+ and Tesco Bank A+, the same grade. Goldman Sachs International Bank and Tesco Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Rating History Comparison
Comparison Summary
| Metric | Goldman Sachs International Bank | Tesco Bank | Difference |
|---|---|---|---|
| Credit Rating | A+ | A+ | Same grade |
| Normalized Score | 82 | 82 | Equal |
| Agencies | S&P, Moody's, Fitch | S&P, Moody's, Fitch | Same |
| Outlook | Positive | Stable | Different |
| Trend | NEW |
Different | |
| Investment Grade | Yes | Yes | Same |
Service record and deposit protection
| Measure | Goldman Sachs International Bank | Tesco Bank |
|---|---|---|
| Would recommend for overall service (CMA survey, Aug 2026, personal, GB) | not surveyed | not surveyed |
| Would recommend for online and mobile banking | not surveyed | not surveyed |
| Banking complaints per 1,000 accounts (FCA) | not published | not published |
| Complaints upheld by the bank | not published | not published |
| Major operational or security incidents reported to the FCA, last 12 months | not collected | not collected |
| Banking licence (FCA reference) | 124659 | 186022 |
Goldman Sachs International Bank and Tesco Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
Survey: CMA / Ipsos, share of each brand's own customers who would recommend it (full rankings). Complaints: FCA firm-level data for the licence holder (all banks). Incidents: figures each bank must publish under the FCA's BCOBS 7 rules (all banks). A service score is about experience, not financial strength.Frequently asked questions
Is Goldman Sachs International Bank or Tesco Bank financially stronger?
Goldman Sachs International Bank has a blended long-term credit rating of A+ and Tesco Bank A+, the same grade. A credit rating is an agency's opinion of a bank's ability to repay its debts, not a guarantee, and it says nothing about service.
Do Goldman Sachs International Bank and Tesco Bank share FSCS protection?
Goldman Sachs International Bank and Tesco Bank hold separate banking licences, so eligible savings with each are protected by the FSCS up to £120,000 per person separately.
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