Cambridge & Counties Bank Limited Credit Rating

Cambridge & Counties Bank Limited does not currently have a public long-term credit rating from the major agencies, so no rating is shown here. That is common among smaller and newer UK banks and is not in itself a sign of financial weakness — ratings are typically sought by institutions that raise debt in wholesale markets. Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person, per banking licence. Where several brands share a single banking licence, that £85,000 limit is shared across those brands rather than applying to each one separately.

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Cambridge & Counties Bank Limited

FCA: 579415

N/A
Blended credit rating
Last Updated

29 August 2026

Founded

2012

Ownership

Trinity Hall Cambridge / Cambridgeshire County Council

Frequently asked questions about Cambridge & Counties Bank Limited

Is Cambridge & Counties Bank Limited safe?

Cambridge & Counties Bank Limited has no public long-term credit rating from the major agencies, so there is no rating to assess here. A missing rating is not evidence of weakness — many smaller and newer UK banks simply do not seek one. Separately, Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person, per banking licence. Where several brands share a single banking licence, that £85,000 limit is shared across those brands rather than applying to each one separately. This page is information about published credit ratings, not financial advice.

What is Cambridge & Counties Bank Limited's credit rating?

Cambridge & Counties Bank Limited does not have a publicly available long-term issuer credit rating from S&P, Moody's or Fitch.

Is Cambridge & Counties Bank Limited covered by the FSCS?

Eligible deposits with UK-authorised banks and building societies are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person, per banking licence. Where several brands share a single banking licence, that £85,000 limit is shared across those brands rather than applying to each one separately. Cambridge & Counties Bank Limited is recorded with FCA reference 579415. Because protection follows the banking licence rather than the brand, check the current position and which brands share a licence on the FSCS website before relying on it.

Who owns Cambridge & Counties Bank Limited?

Cambridge & Counties Bank Limited is owned by Trinity Hall Cambridge / Cambridgeshire County Council. Ownership matters for credit ratings because agencies often factor in the likelihood of support from a parent group, and because brands under the same banking licence share a single FSCS limit.