Bank of Ireland UK vs Lloyds Bank plc

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AA-BBB+BBBBBB-BB+Jan 2016Jul 2026Bank of Ireland UK — 15 Jan 2016: BBB-Bank of Ireland UK — 15 Jun 2019: BBBBank of Ireland UK — 15 Jun 2021: BBB+Bank of Ireland UK — 15 Mar 2023: A-A-Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-
Bank of Ireland UKLloyds Bank plc
Bank of Ireland UK
Lloyds Bank plc
Comparison Summary
Metric Bank of Ireland UK Lloyds Bank plc Difference
Credit Rating A- AA- Lloyds Bank plc rated ~2 notches higher
Normalized Score 70 83

-13 points

Agencies S&P, Fitch S&P, Moody's, Fitch Different
Outlook Stable Stable Same
Trend
Different
Investment Grade Yes Yes Same
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