Bank of Scotland plc vs Handelsbanken

Side-by-side credit rating comparison of these two UK banks

B
Bank of Scotland plc
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

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VS
H
Handelsbanken
Higher Rated
Credit Rating
AA
Normalized Score

90 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

10 July 2026

View Full Details
B
Bank of Scotland plc
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

H
Handelsbanken
Higher Rated
Credit Rating
AA
Score
90 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

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Bank of Scotland plc Details Handelsbanken Details
Rating History Comparison
AA+AAAA-A+AJan 2026Jul 2026Bank of Scotland plc — 27 Jan 2026: A+Bank of Scotland plc — 10 Jul 2026: AA-AA-Handelsbanken — 27 Jan 2026: AAHandelsbanken — 10 Jul 2026: AAAA
Bank of Scotland plcHandelsbanken
Bank of Scotland plc
Handelsbanken
Comparison Summary
Metric Bank of Scotland plc Handelsbanken Difference
Credit Rating AA- AA Handelsbanken rated ~1 notch higher
Normalized Score 83 90

-7 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook N/A N/A Same
Trend Different
Investment Grade Yes Yes Same
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