Barclays Bank UK PLC vs Lloyds Bank plc

Side-by-side credit rating comparison of these two UK banks

B
Barclays Bank UK PLC
Credit Rating
A+
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

19 July 2026

VS
L
Lloyds Bank plc
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

B
Barclays Bank UK PLC
Credit Rating
A+
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
L
Lloyds Bank plc
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

Swipe to compare
Rating History Comparison
AA-A+AA-Jan 2016Jul 2026Barclays Bank UK PLC — 15 Jan 2016: ABarclays Bank UK PLC — 15 Apr 2018: ABarclays Bank UK PLC — 02 Jan 2019: ABarclays Bank UK PLC — 01 Jun 2019: A+Barclays Bank UK PLC — 09 Jul 2026: A-Barclays Bank UK PLC — 10 Jul 2026: A+A+Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-
Barclays Bank UK PLCLloyds Bank plc
Barclays Bank UK PLC
Lloyds Bank plc
Comparison Summary
Metric Barclays Bank UK PLC Lloyds Bank plc Difference
Credit Rating A+ AA- Lloyds Bank plc rated ~0 notches higher
Normalized Score 82 83

-1 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Stable N/A Different
Trend Different
Investment Grade Yes Yes Same
Compare with Other Banks

Select another bank to compare: