Handelsbanken vs Royal Bank of Scotland

Side-by-side credit rating comparison of these two UK banks

H
Handelsbanken
Higher Rated
Credit Rating
AA
Normalized Score

90 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

10 July 2026

VS
R
Royal Bank of Scotland
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

10 July 2026

H
Handelsbanken
Higher Rated
Credit Rating
AA
Score
90 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

R
Royal Bank of Scotland
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA+AAAA-A+AA-Jan 2026Jul 2026Handelsbanken — 27 Jan 2026: AAHandelsbanken — 10 Jul 2026: AAAARoyal Bank of Scotland — 09 Jul 2026: ARoyal Bank of Scotland — 10 Jul 2026: AA-AA-
HandelsbankenRoyal Bank of Scotland
Handelsbanken
Royal Bank of Scotland
Comparison Summary
Metric Handelsbanken Royal Bank of Scotland Difference
Credit Rating AA AA- Handelsbanken rated ~1 notch higher
Normalized Score 90 83

+7 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook N/A Stable Different
Trend Same
Investment Grade Yes Yes Same
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