HSBC UK Bank plc vs Lloyds Bank plc

Side-by-side credit rating comparison of these two UK banks

H
HSBC UK Bank plc
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

19 July 2026

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VS
L
Lloyds Bank plc
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

View Full Details
H
HSBC UK Bank plc
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
L
Lloyds Bank plc
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

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HSBC UK Bank plc Details Lloyds Bank plc Details
Rating History Comparison
AA-A+AJan 2016Jul 2026HSBC UK Bank plc — 15 Jan 2016: A+HSBC UK Bank plc — 27 Jan 2026: AA-HSBC UK Bank plc — 10 Jul 2026: AA-AA-Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-
HSBC UK Bank plcLloyds Bank plc
HSBC UK Bank plc
Lloyds Bank plc
Comparison Summary
Metric HSBC UK Bank plc Lloyds Bank plc Difference
Credit Rating AA- AA- Equal ratings
Normalized Score 83 83

Equal

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Positive N/A Different
Trend Different
Investment Grade Yes Yes Same
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