HSBC UK Bank plc vs Metro Bank PLC

Side-by-side credit rating comparison of these two UK banks

H
HSBC UK Bank plc
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

19 July 2026

VS
M
Metro Bank PLC
Credit Rating
BB
Normalized Score

45 / 100

Agencies

Fitch

Outlook
Positive
Last Updated

15 August 2026

H
HSBC UK Bank plc
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
M
Metro Bank PLC
Credit Rating
BB
Score
45 / 100
Agencies

Fitch

Outlook
Positive
Swipe to compare
Rating History Comparison
AA-A+AA-BBB+BBBBBB-BB+BBBB-B+BJan 2016Aug 2026HSBC UK Bank plc — 15 Jan 2016: A+HSBC UK Bank plc — 27 Jan 2026: AA-HSBC UK Bank plc — 10 Jul 2026: AA-AA-Metro Bank PLC — 15 Jun 2016: BB+Metro Bank PLC — 15 Sep 2019: BBMetro Bank PLC — 20 Apr 2020: BB-Metro Bank PLC — 15 Oct 2023: B+Metro Bank PLC — 27 Jan 2026: BB-Metro Bank PLC — 15 Aug 2026: BBBB
HSBC UK Bank plcMetro Bank PLC
HSBC UK Bank plc
Metro Bank PLC
Comparison Summary
Metric HSBC UK Bank plc Metro Bank PLC Difference
Credit Rating AA- BB HSBC UK Bank plc rated ~7 notches higher
Normalized Score 83 45

+38 points

Agencies S&P, Moody's, Fitch Fitch Different
Outlook Positive Positive Same
Trend Different
Investment Grade Yes No Different
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