HSBC UK Bank plc vs N26

Side-by-side credit rating comparison of these two UK banks

H
HSBC UK Bank plc
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

19 July 2026

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VS
N
N26
Credit Rating
N/A
Normalized Score

0 / 100

Agencies

—

Outlook

—

Last Updated

17 October 2026

View Full Details
H
HSBC UK Bank plc
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
N
N26
Credit Rating
N/A
Score
0 / 100
Agencies

—

Outlook

—

Swipe to compare
HSBC UK Bank plc Details N26 Details
Rating History Comparison
AA-A+Jan 2016Jul 2026HSBC UK Bank plc — 15 Jan 2016: A+HSBC UK Bank plc — 27 Jan 2026: AA-HSBC UK Bank plc — 10 Jul 2026: AA-AA-
HSBC UK Bank plc
HSBC UK Bank plc
N26
Comparison Summary
Metric HSBC UK Bank plc N26 Difference
Credit Rating AA- N/A HSBC UK Bank plc rated ~16 notches higher
Normalized Score 83 0

+83 points

Agencies S&P, Moody's, Fitch N/A Different
Outlook Positive N/A Different
Trend Different
Investment Grade Yes No Different
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