HSBC UK Bank plc vs Principality Building Society

Side-by-side credit rating comparison of these two UK banks

H
HSBC UK Bank plc
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Positive
Last Updated

19 July 2026

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VS
P
Principality Building Society
Credit Rating
BBB+
Normalized Score

65 / 100

Agencies

Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

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H
HSBC UK Bank plc
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Positive
P
Principality Building Society
Credit Rating
BBB+
Score
65 / 100
Agencies

Moody's, Fitch

Outlook
Stable
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HSBC UK Bank plc Details Principality Building Society Details
Rating History Comparison
AA-A+AA-BBB+BBBJan 2016Oct 2026HSBC UK Bank plc — 15 Jan 2016: A+HSBC UK Bank plc — 27 Jan 2026: AA-HSBC UK Bank plc — 10 Jul 2026: AA-AA-Principality Building Society — 12 Oct 2026: BBB+BBB+
HSBC UK Bank plcPrincipality Building Society
HSBC UK Bank plc
Principality Building Society
Comparison Summary
Metric HSBC UK Bank plc Principality Building Society Difference
Credit Rating AA- BBB+ HSBC UK Bank plc rated ~3 notches higher
Normalized Score 83 65

+18 points

Agencies S&P, Moody's, Fitch Moody's, Fitch Different
Outlook Positive Stable Different
Trend Different
Investment Grade Yes Yes Same
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