HSBC UK Bank plc vs Starling Bank Limited

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AA-BBB+BBBBBB-BB+BBBB-Jan 2016Jul 2026HSBC UK Bank plc — 15 Jan 2016: A+HSBC UK Bank plc — 27 Jan 2026: AA-HSBC UK Bank plc — 10 Jul 2026: AA-AA-Starling Bank Limited — 15 Jun 2020: BBStarling Bank Limited — 15 Mar 2022: BB+Starling Bank Limited — 15 Jun 2023: BBB-Starling Bank Limited — 27 Jan 2026: BBBBBB
HSBC UK Bank plcStarling Bank Limited
HSBC UK Bank plc
Starling Bank Limited
Comparison Summary
Metric HSBC UK Bank plc Starling Bank Limited Difference
Credit Rating AA- BBB HSBC UK Bank plc rated ~5 notches higher
Normalized Score 83 58

+25 points

Agencies S&P, Moody's, Fitch S&P, Fitch Different
Outlook Positive Positive Same
Trend
Different
Investment Grade Yes Yes Same
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