Lloyds Bank plc vs Monzo Bank Ltd

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AA-BBB+BBBBBB-BB+BBBB-B+Jan 2016Jul 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-Monzo Bank Ltd — 15 Jun 2019: BB-Monzo Bank Ltd — 15 Jun 2023: BBMonzo Bank Ltd — 27 Jan 2026: BB+BB+
Lloyds Bank plcMonzo Bank Ltd
Lloyds Bank plc
Monzo Bank Ltd
Comparison Summary
Metric Lloyds Bank plc Monzo Bank Ltd Difference
Credit Rating AA- BB+ Lloyds Bank plc rated ~6 notches higher
Normalized Score 83 50

+33 points

Agencies S&P, Moody's, Fitch Fitch Different
Outlook Stable Stable Same
Trend
Same
Investment Grade Yes No Different
Compare with Other Banks

Select another bank to compare: