Lloyds Bank plc vs NatWest

Side-by-side credit rating comparison of these two UK banks

L
Lloyds Bank plc
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

VS
N
NatWest
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

19 July 2026

L
Lloyds Bank plc
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

N
NatWest
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA-A+AA-BBB+Jan 2016Jul 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-NatWest — 15 Jan 2016: A-NatWest — 15 Apr 2018: A-NatWest — 01 Jun 2018: A-NatWest — 15 Dec 2018: ANatWest — 15 Dec 2019: ANatWest — 15 Jan 2020: ANatWest — 01 Jun 2020: A+NatWest — 09 Jul 2026: A+NatWest — 10 Jul 2026: AA-AA-
Lloyds Bank plcNatWest
Lloyds Bank plc
NatWest
Comparison Summary
Metric Lloyds Bank plc NatWest Difference
Credit Rating AA- AA- Equal ratings
Normalized Score 83 83

Equal

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook N/A Stable Different
Trend Same
Investment Grade Yes Yes Same
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