Lloyds Bank plc vs Principality Building Society

Side-by-side credit rating comparison of these two UK banks

L
Lloyds Bank plc
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

VS
P
Principality Building Society
Credit Rating
BBB+
Normalized Score

65 / 100

Agencies

Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

L
Lloyds Bank plc
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

P
Principality Building Society
Credit Rating
BBB+
Score
65 / 100
Agencies

Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA-A+AA-BBB+BBBJan 2016Oct 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-Principality Building Society — 12 Oct 2026: BBB+BBB+
Lloyds Bank plcPrincipality Building Society
Lloyds Bank plc
Principality Building Society
Comparison Summary
Metric Lloyds Bank plc Principality Building Society Difference
Credit Rating AA- BBB+ Lloyds Bank plc rated ~3 notches higher
Normalized Score 83 65

+18 points

Agencies S&P, Moody's, Fitch Moody's, Fitch Different
Outlook N/A Stable Different
Trend Different
Investment Grade Yes Yes Same
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