Lloyds Bank plc vs Santander UK plc

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AJan 2016Jul 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-Santander UK plc — 15 Jan 2016: ASantander UK plc — 15 Mar 2019: A+Santander UK plc — 10 Jul 2026: A+A+
Lloyds Bank plcSantander UK plc
Lloyds Bank plc
Santander UK plc
Comparison Summary
Metric Lloyds Bank plc Santander UK plc Difference
Credit Rating AA- AA- Lloyds Bank plc rated ~0 notches higher
Normalized Score 83 82

+1 points

Agencies S&P, Moody's, Fitch Moody's, Fitch Different
Outlook N/A Stable Different
Trend
Different
Investment Grade Yes Yes Same
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