Lloyds Bank plc vs Starling Bank Limited

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
AA-A+AA-BBB+BBBBBB-BB+BBBB-Jan 2016Jul 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-Starling Bank Limited — 15 Jun 2020: BBStarling Bank Limited — 15 Mar 2022: BB+Starling Bank Limited — 15 Jun 2023: BBB-Starling Bank Limited — 27 Jan 2026: BBBBBB
Lloyds Bank plcStarling Bank Limited
Lloyds Bank plc
Starling Bank Limited
Comparison Summary
Metric Lloyds Bank plc Starling Bank Limited Difference
Credit Rating AA- BBB Lloyds Bank plc rated ~5 notches higher
Normalized Score 83 58

+25 points

Agencies S&P, Moody's, Fitch S&P, Fitch Different
Outlook Stable Positive Different
Trend
Same
Investment Grade Yes Yes Same
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