Lloyds Bank plc vs TSB Bank plc

Side-by-side credit rating comparison of these two UK banks

L
Lloyds Bank plc
Higher Rated
Credit Rating
AA-
Normalized Score

83 / 100

Agencies

S&P, Moody's, Fitch

Outlook

—

Last Updated

19 July 2026

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VS
T
TSB Bank plc
Credit Rating
A+
Normalized Score

80 / 100

Agencies

Moody's

Outlook
Stable
Last Updated

15 October 2026

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L
Lloyds Bank plc
Higher Rated
Credit Rating
AA-
Score
83 / 100
Agencies

S&P, Moody's, Fitch

Outlook

—

T
TSB Bank plc
Credit Rating
A+
Score
80 / 100
Agencies

Moody's

Outlook
Stable
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Lloyds Bank plc Details TSB Bank plc Details
Rating History Comparison
AA-A+AA-BBB+Jan 2016Oct 2026Lloyds Bank plc — 15 Jan 2016: ALloyds Bank plc — 15 Jun 2018: A+Lloyds Bank plc — 21 Nov 2018: A+Lloyds Bank plc — 09 Jul 2026: AA-AA-TSB Bank plc — 15 Jan 2016: A-TSB Bank plc — 10 Jul 2026: A-TSB Bank plc — 15 Oct 2026: AA
Lloyds Bank plcTSB Bank plc
Lloyds Bank plc
TSB Bank plc
Comparison Summary
Metric Lloyds Bank plc TSB Bank plc Difference
Credit Rating AA- A+ Lloyds Bank plc rated ~0 notches higher
Normalized Score 83 80

+3 points

Agencies S&P, Moody's, Fitch Moody's Different
Outlook N/A Stable Different
Trend Same
Investment Grade Yes Yes Same
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