Metro Bank PLC vs Monzo Bank Ltd

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
BBB-BB+BBBB-B+BJun 2016Jan 2026Metro Bank PLC — 15 Jun 2016: BB+Metro Bank PLC — 15 Sep 2019: BBMetro Bank PLC — 20 Apr 2020: BB-Metro Bank PLC — 15 Oct 2023: B+Metro Bank PLC — 27 Jan 2026: BB-BB-Monzo Bank Ltd — 15 Jun 2019: BB-Monzo Bank Ltd — 15 Jun 2023: BBMonzo Bank Ltd — 27 Jan 2026: BB+BB+
Metro Bank PLCMonzo Bank Ltd
Metro Bank PLC
Monzo Bank Ltd
Comparison Summary
Metric Metro Bank PLC Monzo Bank Ltd Difference
Credit Rating BB- BB+ Monzo Bank Ltd rated ~2 notches higher
Normalized Score 40 50

-10 points

Agencies Fitch Fitch Same
Outlook Negative Stable Different
Trend
Same
Investment Grade No No Same
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