Metro Bank PLC vs Monzo Bank Ltd

Side-by-side credit rating comparison of these two UK banks

M
Metro Bank PLC
Higher Rated
Credit Rating
BB
Normalized Score

45 / 100

Agencies

Fitch

Outlook
Positive
Last Updated

15 August 2026

VS
M
Monzo Bank Ltd
Credit Rating
N/A
Normalized Score

0 / 100

Agencies

—

Outlook

—

Last Updated

17 October 2026

M
Metro Bank PLC
Higher Rated
Credit Rating
BB
Score
45 / 100
Agencies

Fitch

Outlook
Positive
M
Monzo Bank Ltd
Credit Rating
N/A
Score
0 / 100
Agencies

—

Outlook

—

Swipe to compare
Rating History Comparison
BBB-BB+BBBB-B+BJun 2016Aug 2026Metro Bank PLC — 15 Jun 2016: BB+Metro Bank PLC — 15 Sep 2019: BBMetro Bank PLC — 20 Apr 2020: BB-Metro Bank PLC — 15 Oct 2023: B+Metro Bank PLC — 27 Jan 2026: BB-Metro Bank PLC — 15 Aug 2026: BBBB
Metro Bank PLC
Metro Bank PLC
Monzo Bank Ltd
Comparison Summary
Metric Metro Bank PLC Monzo Bank Ltd Difference
Credit Rating BB N/A Metro Bank PLC rated ~9 notches higher
Normalized Score 45 0

+45 points

Agencies Fitch N/A Different
Outlook Positive N/A Different
Trend Different
Investment Grade No No Same
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