Monzo Bank Ltd vs Revolut Ltd

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
BBB-BB+BBBB-B+Jun 2019Jan 2026Monzo Bank Ltd — 15 Jun 2019: BB-Monzo Bank Ltd — 15 Jun 2023: BBMonzo Bank Ltd — 27 Jan 2026: BB+BB+
Monzo Bank Ltd
Monzo Bank Ltd
Revolut Ltd
Comparison Summary
Metric Monzo Bank Ltd Revolut Ltd Difference
Credit Rating BB+ N/A Monzo Bank Ltd rated ~10 notches higher
Normalized Score 50 0

+50 points

Agencies Fitch N/A Different
Outlook Stable N/A Different
Trend
Different
Investment Grade No No Same
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