Monzo Bank Ltd vs Starling Bank Limited

Side-by-side credit rating comparison of these two UK banks

Rating History Comparison
BBBBBB-BB+BBBB-B+Jun 2019Jan 2026Monzo Bank Ltd — 15 Jun 2019: BB-Monzo Bank Ltd — 15 Jun 2023: BBMonzo Bank Ltd — 27 Jan 2026: BB+BB+Starling Bank Limited — 15 Jun 2020: BBStarling Bank Limited — 15 Mar 2022: BB+Starling Bank Limited — 15 Jun 2023: BBB-Starling Bank Limited — 27 Jan 2026: BBBBBB
Monzo Bank LtdStarling Bank Limited
Monzo Bank Ltd
Starling Bank Limited
Comparison Summary
Metric Monzo Bank Ltd Starling Bank Limited Difference
Credit Rating BB+ BBB Starling Bank Limited rated ~1 notch higher
Normalized Score 50 58

-8 points

Agencies Fitch S&P, Fitch Different
Outlook Stable Positive Different
Trend
Same
Investment Grade No Yes Different
Compare with Other Banks

Select another bank to compare: