Nationwide Building Society vs Santander UK plc

Side-by-side credit rating comparison of these two UK banks

N
Nationwide Building Society
Higher Rated
Credit Rating
A+
Normalized Score

82 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

19 July 2026

VS
S
Santander UK plc
Credit Rating
A+
Normalized Score

80 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

N
Nationwide Building Society
Higher Rated
Credit Rating
A+
Score
82 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
S
Santander UK plc
Credit Rating
A+
Score
80 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
Swipe to compare
Rating History Comparison
AA-A+AJan 2016Jul 2026Nationwide Building Society — 15 Jan 2016: A+Nationwide Building Society — 15 Jun 2018: A+Nationwide Building Society — 15 Nov 2020: A+Nationwide Building Society — 10 Jul 2026: A+A+Santander UK plc — 15 Jan 2016: ASantander UK plc — 15 Mar 2019: A+Santander UK plc — 10 Jul 2026: A+A+
Nationwide Building SocietySantander UK plc
Nationwide Building Society
Santander UK plc
Comparison Summary
Metric Nationwide Building Society Santander UK plc Difference
Credit Rating A+ A+ Nationwide Building Society rated ~0 notches higher
Normalized Score 82 80

+2 points

Agencies S&P, Moody's, Fitch S&P, Moody's, Fitch Same
Outlook Stable Stable Same
Trend Same
Investment Grade Yes Yes Same
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