Santander UK plc vs TSB Bank plc

Side-by-side credit rating comparison of these two UK banks

S
Santander UK plc
Credit Rating
A+
Normalized Score

80 / 100

Agencies

S&P, Moody's, Fitch

Outlook
Stable
Last Updated

12 October 2026

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VS
T
TSB Bank plc
Credit Rating
A+
Normalized Score

80 / 100

Agencies

Moody's

Outlook
Stable
Last Updated

15 October 2026

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S
Santander UK plc
Credit Rating
A+
Score
80 / 100
Agencies

S&P, Moody's, Fitch

Outlook
Stable
T
TSB Bank plc
Credit Rating
A+
Score
80 / 100
Agencies

Moody's

Outlook
Stable
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Santander UK plc Details TSB Bank plc Details
Rating History Comparison
AA-A+AA-BBB+Jan 2016Oct 2026Santander UK plc — 15 Jan 2016: ASantander UK plc — 15 Mar 2019: A+Santander UK plc — 10 Jul 2026: A+A+TSB Bank plc — 15 Jan 2016: A-TSB Bank plc — 10 Jul 2026: A-TSB Bank plc — 15 Oct 2026: AA
Santander UK plcTSB Bank plc
Santander UK plc
TSB Bank plc
Comparison Summary
Metric Santander UK plc TSB Bank plc Difference
Credit Rating A+ A+ Equal ratings
Normalized Score 80 80

Equal

Agencies S&P, Moody's, Fitch Moody's Different
Outlook Stable Stable Same
Trend Different
Investment Grade Yes Yes Same
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